The Plum Card from American Express

The Plum Card from American Express is a unique and innovative credit card that offers a range of benefits and features to its users. This card is perfect for small business owners and freelancers, as it allows them to manage their expenses, track their spending, and earn rewards on their business purchases. In this article, we will take a detailed look at the various features, benefits, and perks of the Plum Card from American Express, and help you decide if it is the right credit card for you.

The Plum Card from American Express Features

Signup Bonus

The Plum Card from American Express offers a signup bonus of up to 50,000 Membership Rewards points. To qualify for this bonus, you need to spend a minimum of $10,000 on eligible purchases within the first three months of card membership. These points can be redeemed for a variety of rewards, including travel, merchandise, and gift cards.

Annual Fee

The annual fee for the Plum Card from American Express is $250. While this may seem steep, the card more than makes up for it with its generous rewards program and other benefits.

Signup Bonus Terms

The signup bonus terms for the Plum Card from American Express are fairly straightforward. You need to spend a minimum of $10,000 on eligible purchases within the first three months of card membership to qualify for the bonus. It is important to note that balance transfers, cash advances, and fees do not count toward the minimum spending requirement.

Non-Expiring Points

One of the standout features of the Plum Card from American Express is that your points never expire. This means you can accumulate points over time and redeem them whenever you want, without worrying about them expiring.

Annual Hotel Savings Benefit

 The Plum Card from American Express also offers an annual hotel savings benefit of up to $75. This benefit can be redeemed at participating hotels and resorts worldwide and is a great way to save money on your business travel expenses.

The Plum Card from American Express Benefits

Virtual Card Numbers

The Plum Card from American Express offers virtual card numbers, which allow you to make online purchases without revealing your actual credit card number. This feature is particularly useful for small business owners and freelancers, as it helps protect your personal and financial information from online fraud.

Statement Credit

The Plum Card from American Express offers a statement credit of up to $200 per year. This credit can be used to offset the cost of eligible purchases, such as shipping and advertising.

Gift Cards

The Plum Card from American Express also offers the ability to redeem your points for gift cards. This is a great way to reward employees, clients, or even yourself for a job well done.

Mileage Transfer

The Plum Card from American Express allows you to transfer your points to a number of frequent flyer programs, including Delta SkyMiles and Virgin Atlantic Flying Club. This is a great way to maximize the value of your rewards and get more out of your business travel.

Summary

The Plum Card from American Express is a powerful and flexible credit card that offers a range of benefits and features to small business owners and freelancers. Whether you are looking to earn rewards on your business purchases, save money on your travel expenses, or protect your personal and financial information online, the Plum Card has you covered. If you are interested in applying for the Plum Card from American Express, click on one of the offers below to get started.