Blue Cash Everyday Card from American Express

If you're in the market for a new credit card, the Blue Cash Everyday Card from American Express may be worth considering. This popular cash back credit card offers a range of useful features and benefits for cardholders, including a generous signup bonus, non-expiring points, annual hotel savings, and more. In this detailed article, we'll take an in-depth look at everything the Blue Cash Everyday Card has to offer, from its signup bonus and annual fee to its virtual card numbers and mileage transfer options. By the end, you'll have a good understanding of whether this card is right for you and be ready to take advantage of the special offers available to apply.

Blue Cash Everyday Card from American Express Features

The Blue Cash Everyday Card from American Express is a cash-back credit card that rewards cardholders for their everyday spending. It offers 3% cash back on purchases at U.S. supermarkets (up to $6,000 per year, then 1%), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other purchases.

Signup Bonus

One of the biggest perks of the Blue Cash Everyday Card is its signup bonus. New cardholders can earn a $200 statement credit after spending $1,000 in the first 3 months. This is a great way to get a head start on earning cash-back rewards and can help offset the cost of the annual fee (more on that later).

Annual Fee

The Blue Cash Everyday Card has a $0 annual fee, which is fairly standard for a cash-back credit card. This means you won't have to pay anything out of pocket to use the card, making it a good option for those who don't want to pay an annual fee but still want to earn cash-back rewards

Signup Bonus Terms

It's important to note that the signup bonus for the Blue Cash Everyday Card has some terms and conditions that you should be aware of. In order to qualify for the $200 statement credit, you'll need to make at least the minimum required to spend in the first 3 months of card membership. If you don't meet this requirement, you won't be eligible for the bonus. Additionally, the bonus is only available to new cardholders who have not had a Blue Cash Everyday Card in the past. If you've had this card before, you won't be eligible for the signup bonus.

Non-Expiring Points

One of the great things about the Blue Cash Everyday Card is that the cash-back rewards you earn don't expire. This means you can save up your rewards and use them whenever you want, without worrying about them expiring. This can be especially useful for those who don't use their credit card very often, as their rewards won't expire due to inactivity.

Annual Hotel Savings Benefit

In addition to cash-back rewards, the Blue Cash Everyday Card also offers an annual hotel savings benefit. Cardholders can save up to $100 on their next hotel stay when they book through the American Express Travel website. This benefit can be a great way to save money on your next vacation or business trip.

Blue Cash Everyday Card from American Express Card Benefits

The Blue Cash Everyday Card comes with a range of benefits for cardholders, including:

• Purchase Protection: If your purchased item is damaged or stolen within 90 days of purchase, you may be able to receive up to $1,000 in coverage.
• Extended Warranty Protection: This benefit can extend the manufacturer's warranty on your purchased items by up to one additional year.
• Return Protection: If a store won't accept your return within 90 days of purchase, you may be able to receive up to $300 in coverage.
• Entertainment Access: The Blue Cash Everyday Card offers exclusive access to ticket presales and cardholder-only events.
• Travel Accident Insurance: If you're injured or killed while traveling, this benefit can provide you or your family with up to $100,000 in coverage.
• Global Assist Hotline: This 24/7 hotline provides assistance with emergency translation services, legal and medical referrals, and more while you're traveling.

Virtual Card Numbers

Another useful feature of the Blue Cash Everyday Card is the ability to create virtual card numbers. These numbers can be used for online purchases and are linked to your actual credit card account, but they have a unique number that is different from your actual card number. This can help protect your personal information and reduce the risk of identity theft when making online purchases.

Statement Credit

In addition to cash-back rewards, the Blue Cash Everyday Card also offers statement credits for certain purchases. For example, you can get a $10 statement credit for every 10th rides you take with rideshare services like Uber or Lyft. This can be a great way to save money on your everyday expenses.

Gift Cards

Another way to use your cash-back rewards is by redeeming them for gift cards. The Blue Cash Everyday Card offers a range of gift card options, including popular retailers and restaurants. This can be a convenient way to use your rewards and get something you actually want or need.

Mileage Transfer

Finally, the Blue Cash Everyday Card also allows you to transfer your cash-back rewards to a number of popular airline mileage programs, including Delta SkyMiles and Virgin Atlantic Flying Club. This can be a great way to boost your mileage balance and get closer to earning a free flight or other travel perks.

Summary

Overall, the Blue Cash Everyday Card from American Express is a solid choice for anyone looking to earn cash-back rewards on their everyday spending. With a generous signup bonus, annual hotel savings benefit, and a range of useful card benefits, there's a lot to like about this card. If you're interested in applying, be sure to click on the offers available to get started.