Credit Cards for People with a Good Credit

The better your credit, the better the opportunities you receive when considering your first credit card investment. In fact, the rewards, bonuses, and additional benefits only get better as the credit requirements go up. You can save on purchases through cashback or get rewarded every time you travel, dine, or fill in gas through a credit card.

The best way to search for a credit card is to compare its benefits and costs. Compare different options and consider which helps save the most without compromising the benefits. Look for the intro APR, the welcome bonuses, the points system, and more.

Remember that improving your credit history isn't hard. All you need to do is note the expenses or habits having the most impact on your credit. You can also keep track of your credit history through your banking application.

Here are some credit cards for people with a good credit history:

Bank of America Unlimited Rewards Credit Card

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Recommended Credit Score: Good to Excellent (670 - 850)

Qanaria score

4.9

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• In a nutshell
  The Bank of America Unlimited Cash Rewards Credit Card is an excellent choice for someone looking for straightforward cash back possibilities as well as advantageous financing alternatives.
• Features
  Welcome Bonus:

  After completing a minimum of $1,000 in purchases within the initial 90 days after opening the account, you'll receive a $200 online cash back bonus.

  Annual Fee:

  $0

  Regular APR:

  16.99% - 26.99%

  Credit Score:

  Excellent

  Foreign Transaction Fee:

  3%
• Credit Detail
  The Bonus:

  For the initial 18 billing cycles of this card's use, both transactions and cash transfers performed in 2 months after account opening will have a 0% intro APR. You will receive 1.5% money back on all items bought using the card. In addition, if you make $1,000 in purchases within the initial 90 days of starting your account, you'll receive a $200 online cash back bonus.

  Annual Fee:

  $0

  Foreign Transaction Fee:

  3%

  The Rewards:

  1.5% money back on all transactions, but Preferred Rewards members receive 25%-75% extra cash back on each purchase.

  Additional Features:

  The card offers the chance to earn a higher cash back rate as a Preferred Rewards member. With a cash back rate of up to 2.625%, the Unlimited Cash Rewards Card might be the finest flat-rate cash back product available right now.

  Credit Required:

  Excellent
• Benefits

  No yearly charge
  $200 incentive for online cash rewards 
   

• Drawbacks
  • A foreign transaction fee of 3% is levied
  • Only Preferred Rewards members are eligible for a higher cash back rate.

Blue Cash Preferred® Card from American Express

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Recommended Credit Score: Good to Excellent (670 - 850)

Qanaria score

4.9

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• In a nutshell
  With this card, those who make large purchases at US supermarkets can earn remarkable cash back incentives.

  It is a great option for perks and bonuses for people who often pay for groceries with plastic money.
• Features
  Welcome Bonus:

  $250

  Annual Fee:

  $95

  Regular APR:

  17.74%-28.74%

  Credit Score:

  Excellent

  Foreign Transaction Fee:

  2.7%
• Credit Detail
  The Bonus:

  After making $3,000 in purchases in the initial six months of card membership, new users can receive $250 back. You will get a statement credit in the shape of cash back.

  Annual Fee:

  $95

  Foreign Transaction Fee:

  2.7%

  The Rewards:

  You can earn 6% back at US grocery stores, 6% back on a few US streaming services, 3% back at US petrol stations and qualified transit, and 1% on all other transactions.

  Additional Features:

  Presently, it provides 6% cash back on approximately $6,000 in annual expenditure on a few services, including Netflix, Hulu, and SiriusXM. This card is also a good option for frequent commuters because it offers 3% money back on gas and transportation expenses.

  Credit Required:

  Excellent
• Benefits

  • Generous first-time cardholder welcome offer
  • 0% introductory APR.

• Drawbacks
  • After the first year, there is a $95 annual cost, whereas comparable cards are free.
     
  • 2.7% foreign transaction cost

Capital One Venture X Rewards

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Recommended Credit Score: Good to Excellent (670 - 850)

Qanaria score

4.9

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• In a nutshell
  The Capital One Venture X Rewards boasts a great reward rate and offers free access to airport lounges. Moreover, if you’re a frequent traveler, you can earn hundreds of dollars worth of travel credits.

  The annual fee is $395, but you can make up for it thanks to the rewards offered by the credit card. The card also offers a sign-up bonus and an anniversary bonus.
• Features
  Welcome Bonus:

  75,000 miles

  Annual Fee:

  $395

  Regular APR:

  19.99% to 26.99%

  Credit Score:

  Excellent

  Foreign Transaction Fee:

  $0
• Credit Detail
  The Bonus:

  The credit card offers an excellent welcome bonus. You can get 75,000 miles by just spending $4,000 in the initial three months of account opening. It equals around $750, which means that the sign-up bonus will cover annual fee of the card for around two years.

  Annual Fee:

  $395

  Foreign Transaction Fee:

  $0

  The Rewards:

  With the Capital One Venture X Rewards Credit Card, you can earn 2 miles per every dollar spent on purchases, 5 miles per every dollar spent on flights booked through Capital One Travel, and 10 miles per dollar spent on hotels and vehicle rentals purchased through Capital One Travel.

  Additional Features:

  The credit card provides access to over 1,300 priority pass lounges. It also gives access to Plaza Premium Lounges and complete access to special Capital One Lounges. The card also offers anniversary perks. You’ll receive 10,000 miles after your first-year anniversary. A statement credit of $300 is also provided for purchases made from Capital One Travel.

  Credit Required:

  Excellent
• Benefits

  • High rewards rate
  • Excellent sign-up bonus
  • Anniversary perks
  • Airport lounge access

• Drawbacks

  The annual fee is high

  The value is mainly tied to the booking portal, Capital One Travel, which limits the card’s flexibility

Capital One® SavorOne Cash Rewards

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Recommended Credit Score: Good to Excellent (670 - 850)

Qanaria score

4.9

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• In a nutshell
  The Capital One SavorOne Cash Rewards Credit Card is a fantastic option with no annual fees for consumers who wish to receive cash back rewards on local grocery and dining purchases.

  It is also suitable for people who want a hassle-free rewards programmer because it offers an unrestricted 3 percent money back at grocery retailers.
• Features
  Welcome Bonus:

  $200

  Annual Fee:

  $0

  Regular APR:

  17.99%-27.99%

  Credit Score:

  Good, Excellent

  Foreign Transaction Fee:

  $0
• Credit Detail
  The Bonus:

  You will receive a one-time $200 cash incentive after spending $500 on purchases during the first three months after account opening.

  Annual Fee:

  $0

  Foreign Transaction Fee:

  $0

  The Rewards:

  You can get 1% cash back on all other transactions while earning an infinite 3% cash back on restaurants, leisure, popular online streaming, and grocery shopping.

  Additional Features:

  Capital One Travel offers the lowest rates on dozens of travel alternatives. You may receive an infinite 5% cash back on all hotel and hire car reservations made via Capital One Travel. Moreover, At Vivid Seats, you get 8% money back on Capital One Entertainment transactions and tickets.

  Credit Required:

  Good, Excellent
• Benefits

  • There is no yearly charge, so you won't need to consider using reward earnings to offset ongoing expenses.
  •  For purchasing and balance transfers, a lengthy introductory APR period is offered
  • Requirements for the welcome bonus are simple to meet.

• Drawbacks

  ●        Requires excellent credit score
  ●        You might not get the most out of this card if your expenditure is outside the tiers of rewards.