Keeping Your Doctor in the Loop. Your Medicare benefits depend on your healthcare provider's requirements. If you have applied for original Medicare, you must change your healthcare provider to one who works with Medicare patients. Appeal for Benefits Many Medicare plan applicants are wrongfully denied Medicare benefits without an explanation. The easiest way to maximize benefits is to know your rights and keep your doctors in the loop. Ask your family doctor or a friend to educate you on what you are eligible for, and keep an eye out for unfair treatment.

Original Medicare (OM), or Medicare Part A and Part B, is an essential program that covers several healthcare expenses. However, OM does not cover everything. You must make several payments, like deductibles and copayments, even for covered services, to get financial help for your medical expenses. These payments can add up to substantial amounts. There are several benefits OM does not cover, including routine dental and vision, overseas emergency health coverage, or prescription drugs.
You can consider two options to supplement or replace Original Medicare and avoid paying out-of-pocket for these expenses and cover the gaps in your coverage: Medicare Advantage plans and Medicare Supplemental Insurance plans.
Medicare Advantage plans are an alternative to OM that offer enhanced benefits covering more benefits than Medicare Parts A and B. Medicare Supplement insurance plans, or Medigap insurance, serve as additional coverage that works alongside your OM coverage."