The Platinum Card from American Express

The Platinum Card from American Express is a premium credit card designed for individuals who value luxury, convenience, and rewards. With a range of exclusive benefits, a generous signup bonus, and the ability to earn non-expiring points, it's no wonder this card has become a favorite among frequent travelers and high-spenders.

Features

One of the standout features of the Platinum Card is its extensive range of travel benefits. Cardholders receive access to more than 1,200 airport lounges around the world through the American Express Global Lounge Collection, as well as complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status. In addition, cardholders can take advantage of up to $200 in annual airline fee credits, as well as up to $200 in annual Uber credits.

The Platinum Card also offers a range of other benefits, including access to exclusive events and experiences, concierge service, and purchase protection.

Signup Bonus

New cardholders can earn an impressive signup bonus when they open a Platinum Card account and meet the spending requirements. Currently, the signup bonus is 60,000 points after spending $5,000 in the first 3 months. These points can be redeemed for a variety of rewards, including travel, gift cards, and merchandise.

Annual Fee

One potential drawback of the Platinum Card is its annual fee, which is currently $550 per year. However, many cardholders find that the benefits and rewards more than offset the annual fee.

Signup Bonus Terms

It's important to note that the signup bonus is subject to terms and conditions. To qualify for the bonus, you must be a new cardholder and meet the minimum spending requirements within the specified time frame. In addition, the bonus points may not be available if you have previously had a Platinum Card or if you have received a signup bonus for a Platinum Card in the past.

Non-Expiring Points

One of the unique features of the Platinum Card is that the points you earn do not expire as long as your account is open and in good standing. This means you can accumulate points over time and redeem them whenever you choose, without worrying about losing them.

Annual Hotel Savings Benefit

In addition to the other travel benefits, the Platinum Card offers an annual hotel savings benefit of up to $550. This benefit is available to cardholders who book stays at participating hotels through the American Express Travel portal.

Card Benefits

There are many benefits to being a Platinum Cardholder. In addition to the travel perks and rewards, you'll also receive a range of card benefits, including:

• No foreign transaction fees: Use your Platinum Card internationally without incurring any additional fees.
• Extended warranty protection: Get an additional year added to the manufacturer's warranty on eligible purchases.
• Return protection: If a retailer won't take an eligible item back within 90 days of purchase, American Express may refund the full purchase price, up to $300 per item (limit of $1,000 per calendar year).

Virtual Card Numbers

The Platinum Card also offers a feature called Virtual Card Numbers, which allows you to generate a unique, one-time-use credit card number for online purchases. This can help protect your primary account number and personal information when shopping online.

Statement Credit

Cardholders can also take advantage of up to $100 in statement credits each year for purchases at Saks Fifth Avenue.

Gift Cards

Platinum Cardholders can redeem their points for a variety of gift cards, including ones for popular retailers and restaurants.

Mileage Transfer

Another benefit of the Platinum Card is the ability to transfer your points to a variety of airline loyalty programs. This can be a great way to maximize the value of your points and book flights with your preferred airline

Summary

The Platinum Card from American Express is a top-tier credit card with a range of exclusive benefits and rewards. From access to airport lounges and hotel savings to statement credits and mileage transfers, this card has something for everyone. If you're interested in applying for the Platinum Card, click on one of the offers below to get started.