The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for individuals looking to earn cash rewards on everyday purchases. With no annual fee, non-expiring rewards, and a signup bonus, this card offers a solid value proposition for consumers. In this article, we'll take a deep dive into all of the features and benefits of the Capital One QuicksilverOne Cash Rewards Credit Card, and explain how you can make the most of them.
The Capital One QuicksilverOne Cash Rewards Credit Card is a cash-back rewards credit card that offers 1.5% cash back on every purchase, with no annual fee. The card also comes with a number of additional perks and benefits, such as a signup bonus, non-expiring rewards, and an annual hotel savings benefit. Additionally, the QuicksilverOne card features no foreign transaction fees, which makes it a great option for people who travel frequently.
The Capital One QuicksilverOne Cash Rewards Credit Card Features
Signup Bonus
One of the key benefits of the Capital One QuicksilverOne Cash Rewards Credit Card is the signup bonus. New cardholders can earn a one-time $150 cash bonus once they spend $500 on purchases within the first 3 months from account opening. This is a great way to earn a significant amount of cash back right away and can help offset the cost of the annual fee (if there were any).
Annual Fee
Another great feature of the Capital One QuicksilverOne Cash Rewards Credit Card is that there is no annual fee. This makes it a great option for people who are looking to earn cash rewards without having to pay a yearly fee.
Signup Bonus Terms
It is important to note that the signup bonus is subject to certain terms and conditions. In order to qualify for the bonus, you must be a new cardholder and you must spend $500 on purchases within the first 3 months from account opening. Additionally, the bonus will be credited to your account within 8-12 weeks of meeting the spending requirement.
Non-Expiring Points
One of the unique features of the Capital One QuicksilverOne Cash Rewards Credit Card is that the rewards you earn do not expire. This means that you can accumulate rewards over time and redeem them whenever you wish, without having to worry about them expiring. This makes it a great option for people who want to save up their rewards for a big purchase, or for those who don't use their credit card frequently.
The Capital One QuicksilverOne Cash Rewards Credit Card Benefits
In addition to the cashback rewards, signup bonus, and annual hotel savings benefit, the Capital One QuicksilverOne Cash Rewards Credit Card also comes with a number of other benefits. These include:
Annual Hotel Savings Benefit
Another perk of the Capital One QuicksilverOne Cash Rewards Credit Card is that it comes with an annual hotel savings benefit. Cardholders can receive up to 10% off the room rate at select hotels when they book through the Capital One Travel Portal. This can add up to significant savings, especially if you travel frequently.
Virtual Card Numbers
This feature allows you to generate a unique credit card number that can be used for online purchases. This can help protect your card information if a merchant's website is compromised.
Statement Credit
You can redeem your rewards as a statement credit against your account balance.
Gift Cards
You can redeem your rewards for gift cards to a variety of popular retailers.
Mileage Transfer
You can transfer your rewards to select frequent flyer programs, which gives you more flexibility in how you redeem your rewards.
Summary
The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for people who want to earn cash rewards on everyday purchases without paying an annual fee. With its non-expiring rewards, signup bonus, annual hotel savings benefit, and additional card benefits such as virtual card numbers, a statement credit, gift card options, and mileage transfer, this card offers a solid value proposition for consumers. If you're interested in the Capital One QuicksilverOne Cash Rewards Credit Card, be sure to click on the offers to apply and take advantage of the benefits it has to offer.
Updated January 30, 2023