Key Takeaways
- People unlawfully present in the US cannot obtain coverage under Obamacare.
- Incarcerated individuals cannot qualify for ACA.
- People who already have Medicare coverage cannot qualify for Obamacare.
- Citizens not living in the country are not eligible for ACA.
Healthcare is extremely expensive in the US. While health insurance is responsible for assisting people with their medical bills, the health insurance industry in the country made it difficult for many people to afford adequate coverage. The Patient Protection and Affordable Care Act, also called the Affordable Care Act or Obamacare was signed into law in 2010 to reform the healthcare system. This law allowed millions of uninsured Americans to get the necessary coverage. Obamacare was designed to make healthcare affordable for every American, regardless of income. However, not everyone can qualify for subsidies through ACA. Today’s post will discuss who isn’t eligible for subsidies under the Affordable Care Act to give you a better understanding of this sweeping healthcare reform
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What Exactly is Obamacare?
The Affordable Care Act is a comprehensive law passed to protect people from exploitation by the health insurance industry and allow more people to access health insurance. Its three primary goals are to:
- Make health insurance affordable and accessible for more people.
- Expanding the Medicaid program.
- Encouraging cost-efficiency in the healthcare system
Who is Not Eligible for the Affordable Care Act?
The introduction of Obamacare was a monumental change for the healthcare system in the US. According to some figures, as many as 60 million Americans were uninsured before the enactment of the ACA. Since Obamacare came into effect, the number of uninsured Americans has dropped to half of what it was. As of the first quarter of 2022, the number of uninsured Americans has dropped to 26.4 million.
While the law made it easier for people to get adequate health coverage, there still is a substantial number of uninsured people in the US. Despite the provisions allowing a lot more people easier access to health insurance through Obamacare, there are people who cannot qualify for it, including:
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People who do not live in the country.
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Incarcerated individuals.
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People who are not lawfully present in the country or are not US citizens or US nationals.
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People who already have coverage through Medicare.
People who are not US nationals or US citizens but lawfully present in the country can be eligible for ACA if they are:
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Valid green card holders
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Trafficking victims
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Haitian or Cuban entrants
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Immigrants granted conditional entrance before 1980
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Asylum seekers or refugees
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Immigrants paroled into the US
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Lawful temporary residents
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American Samoa residents
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People with worker visas and student visas
Has approved $0/Month health insurance plans
We hope this post outlining who is and isn’t eligible for the Affordable Care Act paints a clear picture of whether you qualify for subsidized rates on your health insurance policy. If you found this post helpful, you will be happy to know there’s plenty more. Keep following this blog for more interesting and informative posts regarding the Affordable Care Act.
Updated February 13, 2023