Capital One is a financial services company that offers a variety of products, including a high-yield savings account (HYSA) and a certificate of deposit (CD) account.
High-Yield Savings Account (HYSA)
The Capital One HYSA is a savings account that offers a competitive interest rate, making it a great option for those looking to grow their savings. Some of the features of the HYSA include
- No minimum balance requirements or monthly maintenance fees
- FDIC insurance, which means that your money is insured for up to $250,000
- Easy access to your money through online banking, mobile banking, and ATMs
- Automatic savings tools, such as automatic transfers and savings goals
- Ability to open multiple accounts, such as joint accounts or accounts for children
Certificate of Deposit (CD) Account
In addition to its savings account, Capital One also offers a CD account. A CD is a type of savings account that pays a fixed interest rate for a set period of time. Some of the features of the Capital One CD include:
- Competitive interest rates
- A variety of term options, ranging from 3 months to 5 years
- FDIC insurance
- Automatic renewal options
- Ability to withdraw funds early, although a penalty may apply
Online and Mobile Banking
Capital One's online and mobile banking platforms allow customers to manage their accounts, view account balances and transaction history, transfer funds, and more. Some of the features of Capital One's online and mobile banking include:
- Easy account management and access to account information
- The ability to deposit checks using the mobile app
- Online bill pay
- Alerts and notifications for account activity
- Secure login with Touch ID or Face ID
Customer Service
Capital One offers 24/7 customer service to help with any questions or issues that may arise. Customers can contact Capital One through various channels, including phone, email, and live chat.
Summary
Overall, Capital One's HYSA and CD accounts offer competitive interest rates, a variety of features and tools to help customers save and manage their money, and convenient online and mobile banking options. The bank also provides 24/7 customer service to assist customers with any issues or questions they may have.
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Updated January 30, 2023