• Banking
  • Capital One HYSA/CD Account

Capital One HYSA/CD Account

Written by Qanaria Team
Updated January 30, 2023

Privacy Secured | Advertising Disclosures
Read 455 times

Learn more about Capital One's products and how to apply today! Competitive interest rates and no minimum balance requirements

Capital One is a financial services company that offers a variety of products, including a high-yield savings account (HYSA) and a certificate of deposit (CD) account.

High-Yield Savings Account (HYSA) 

The Capital One HYSA is a savings account that offers a competitive interest rate, making it a great option for those looking to grow their savings. Some of the features of the HYSA include

  • No minimum balance requirements or monthly maintenance fees
  • FDIC insurance, which means that your money is insured for up to $250,000
  • Easy access to your money through online banking, mobile banking, and ATMs
  • Automatic savings tools, such as automatic transfers and savings goals
  • Ability to open multiple accounts, such as joint accounts or accounts for children

Certificate of Deposit (CD) Account

In addition to its savings account, Capital One also offers a CD account. A CD is a type of savings account that pays a fixed interest rate for a set period of time. Some of the features of the Capital One CD include:

  • Competitive interest rates
  • A variety of term options, ranging from 3 months to 5 years
  • FDIC insurance
  • Automatic renewal options
  • Ability to withdraw funds early, although a penalty may apply

Online and Mobile Banking

Capital One's online and mobile banking platforms allow customers to manage their accounts, view account balances and transaction history, transfer funds, and more. Some of the features of Capital One's online and mobile banking include:

  • Easy account management and access to account information
  • The ability to deposit checks using the mobile app
  • Online bill pay
  • Alerts and notifications for account activity
  • Secure login with Touch ID or Face ID

Customer Service

Capital One offers 24/7 customer service to help with any questions or issues that may arise. Customers can contact Capital One through various channels, including phone, email, and live chat.

Summary

Overall, Capital One's HYSA and CD accounts offer competitive interest rates, a variety of features and tools to help customers save and manage their money, and convenient online and mobile banking options. The bank also provides 24/7 customer service to assist customers with any issues or questions they may have.

Click below to learn how to apply


You may also be interested in


Sign up for Newsletter to take advantage of campaigns and opportunities.

Join Now
Thank you. You are registered to the list. You are already registered on the list.

Advertising Disclosures

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.