Car insurance in Kentucky

Written by Qanaria Team
Updated January 13, 2023

Privacy Secured | Advertising Disclosures
Read 350 times

Looking for Car Insurance Deals in Kentucky? Learn About the Average Rates, Compare Insurance Providers in 2023

Kentucky Car Insurance Rates

In Kentucky, the average cost of car insurance is $1,288 per year. This is based on a rate of $108 per month. Kentucky drivers pay an average of $176 less per year than the national average. As a driver in the state of Kentucky, you are required to have car insurance. There are many different types of car insurance available, and it can be confusing trying to figure out which one is right for you. But don't worry, we're here to help. There are two main types of car insurance: liability and collision. Liability insurance covers damage that you may cause to other people or property while driving. Collision insurance covers damage to your own car if you are involved in an accident.

Cheapest Car Insurance in Kentucky

If you are financing or leasing your car, your lender will require you to have collision and comprehensive coverage. If you own your car outright, it is still a good idea to have this type of coverage to protect your investment. There are many different factors that go into determining the cost of your car insurance. Some of these include your age, gender, driving history, the type of car you drive, and where you live. In Kentucky, car insurance rates are some of the lowest in the country. But even with low rates, it's important to shop around and compare quotes from different companies before you purchase a policy. 

Car Insurance Quotes in Kentucky

The best way to find the cheapest car insurance in Kentucky is to use an online comparison tool. Simply enter some basic information about yourself and your car, and you'll be able to see quotes from multiple companies side-by-side. Once you've found the best rate, be sure to click on the below offers to get started on your new policy!

Compare Auto Insurance Companies


You may also be interested in


Sign up for Newsletter to take advantage of campaigns and opportunities.

Join Now
Thank you. You are registered to the list. You are already registered on the list.

Advertising Disclosures

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.