The American Express® Business Gold Card is a top-of-the-line credit card specifically designed for small business owners. With a host of valuable features and benefits, this card can help entrepreneurs save time, money, and hassle while running their businesses. In this article, we'll take a closer look at the key features and benefits of the American Express® Business Gold Card, including the signup bonus, annual fee, non-expiring points, annual hotel savings benefit, virtual card numbers, statement credit, gift cards, and mileage transfer. We'll also provide a call to action at the end of the article encouraging readers to click on the offers to apply.
American Express® Business Gold Card Features
One of the standout features of the American Express® Business Gold Card is the ability to earn 4X points on the two categories where your business spends the most each month, chosen from a list of eight options. This includes categories such as airfare, advertising, gas, and shipping. You'll also earn 1X points on all other purchases. Additionally, the card offers a signup bonus of 35,000 points after you spend $5,000 on purchases in the first three months.
Annual Fee
The annual fee for the American Express® Business Gold Card is $295. While this may seem steep, the benefits and rewards offered by the card more than makeup for it.
Signup Bonus Terms
To qualify for the signup bonus of 35,000 points, you must spend $5,000 on purchases in the first three months. It's important to note that balance transfers, cash advances, and certain fees do not qualify as purchases.
Non-Expiring Points
One of the biggest benefits of the American Express® Business Gold Card is that your points never expire. This means you can accumulate points over time and redeem them whenever you want, without worrying about losing them.
Annual Hotel Savings Benefit
As a cardholder, you'll also enjoy an annual hotel savings benefit of up to $100 when you book two consecutive nights at participating hotels. This can help offset the cost of the annual fee and add value to your card membership.
American Express® Business Gold Card Benefits
In addition to the points and rewards, the American Express® Business Gold Card offers a number of other benefits to make running your business easier. These include access to the American Express Global Lounge Collection, which provides access to over 1,300 airport lounges around the world. You'll also get a statement credit of up to $200 per calendar year for incidental fees, such as checked bags and in-flight refreshments, when you use your card to purchase airfare.
Virtual Card Numbers
One of the most convenient features of the American Express® Business Gold Card is the ability to generate virtual card numbers. This allows you to make online purchases without exposing your actual credit card number. This can help protect your business from fraud and identity theft.
Statement Credit
In addition to the statement credit for incidental airfare fees, the American Express® Business Gold Card also offers a statement credit of up to $100 per calendar year for purchases made with Dell. This can help you save money on business essentials like computers and other equipment.
Gift Cards
The American Express® Business Gold Card also offers the option to redeem your points for gift cards at a variety of popular retailers. This can be a convenient way to use your points and save money on business expenses.
Mileage Transfer
Finally, the American Express® Business Gold Card allows you to transfer your points to a number of airline loyalty programs at a rate of 1:1. This means that you can turn your points into miles and use them to book flights or other travel-related expenses. This can be a great way to save money and get more value out of your points
Summary
Overall, the American Express® Business Gold Card is an excellent choice for small business owners looking for a credit card with valuable rewards and benefits. From the signup bonus and non-expiring points, to the annual hotel savings benefit and virtual card numbers, this card has a lot to offer. If you're interested in applying, be sure to click on the offers to get started.
Updated January 30, 2023